Financing & Insurance Options

Affordable Dental Care for Every Smile in Palmdale, CA

Dental Insurance Made Simple

At Prestige Dental Care, we believe everyone deserves access to high-quality dental care—without financial stress. That’s why we offer flexible payment options, work with many major dental insurance plans, and provide easy third-party financing programs that fit your budget. Whether you need preventive care, restorative treatment, or a complete smile makeover, our team will help you find the right financial solution so you can focus on your oral health—not the cost.

Flexible Financing Options — Because Your Smile Shouldn’t Wait.

Financing Options

We proudly partner with leading healthcare financing programs that make it easy to pay for your dental care over time.

Get approved in seconds with a quick, soft credit check that won’t affect your score. Sunbit offers flexible monthly payments and high approval rates, even for patients with limited credit history.


Cherry allows you to split your total treatment cost into smaller, manageable monthly payments. It’s a fast and transparent way to finance your care—with no hidden fees or surprises.

A trusted healthcare credit card accepted by thousands of dental offices, CareCredit lets you finance your treatment and pay it off over time. Enjoy special interest-free and low-interest plans based on your total and repayment term.


Perfect for larger dental or cosmetic cases, Alpheon offers flexible monthly financing with competitive rates and easy approval. It’s a great option for patients seeking long-term flexibility.

Why Patients Choose Prestige Dental Care

  • Transparent pricing with no hidden fees
  • Assistance with insurance verification and benefit maximization
  • Quick approval for in-office financing programs
  • Payment plans tailored to your financial comfort
  • Friendly team dedicated to helping you afford the care you need

Flexible Financing Options — Because Your Smile Shouldn’t Wait.

At Prestige Dental Care, we believe everyone deserves access to high-quality dental care—without financial stress. That’s why we offer flexible payment options, work with many major dental insurance plans, and provide easy third-party financing programs that fit your budget. Whether you need preventive care, restorative treatment, or a complete smile makeover, our team will help you find the right financial solution so you can focus on your oral health—not the cost.

Insurance & Financing: Frequently Asked Questions

Do you accept my dental insurance?
We accept most major PPO insurance plans. Call our office, and we’ll confirm whether your plan is accepted before your appointment.
Can you help me understand what my insurance covers?
Yes. Our experienced team will review your benefits, estimate your coverage, and explain your expected costs before any treatment begins.
Do you accept Medi-Cal or HMO dental plans?
At this time, we work with PPO plans and other private insurance but not Medi-Cal or HMO networks.
What if I don’t have insurance?
No problem! We offer flexible financing through Sunbit, Cherry, CareCredit, and Alpheon—making dental care affordable for everyone.
How do I apply for financing?
Applications for Sunbit, Cherry, CareCredit, and Alpheon can be completed online or in-office. Most approvals happen in seconds.
Will applying for financing affect my credit score?
Sunbit and Cherry use soft credit checks for prequalification, so applying will not affect your credit score.
Is there interest on financing plans?
CareCredit and Alpheon offer interest-free promotional periods for qualifying patients. Cherry and Sunbit feature flexible, transparent low-interest options.
Can I use multiple payment methods?
Yes. You can combine insurance benefits with financing or pay part of your balance using different methods.
Do you offer payment plans for larger treatments like implants or smile makeovers?
Absolutely. We specialize in creating customized payment plans for larger restorative and cosmetic procedures.
How soon can I start treatment after approval?
Immediately. Once financing is approved, your treatment can begin the same day.

We Accept Most Payment Types, including Credit Cards, Checks and Cash

What Our Customers Are Saying

Real People. Real Reviews.
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Jay Ramirez profile picture
Jay Ramirez
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the Doctor and Amber were very nice. I was scared to come in but left very comfortable and confident in coming back.
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Andrew Ramirez profile picture
Andrew Ramirez
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I was looking for a dentist in palmdale for a cleaning and i came across Prestige dental care! i saw the reviews and wanted to see for myself. The doctor does the cleanings very well (on his website shows he has hygiene background) unlike others his skill showed very light handed!! Amber his assistant was very helpful in explaining and understanding my treatment. over all the staff goes above and beyond and give quality dental care. i will be coming back with my family!
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Olga Ramirez profile picture
Olga Ramirez
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The best dentist in Palmdale, His staff was very nice . The doctor explained treatment very well . I HIGHLY RECOMMEND.
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Sandra Silva profile picture
Sandra Silva
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I had a great experience. Very professional rooms clean everyone was nice. I do recommend this place Thank you JC for the recommendation 😊
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Deborah Jackson profile picture
Deborah Jackson
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Okay. Best darn dentist in the AV. Although he doesn't advertise as catering to cowards, he does. He is soooo good. I am so afraid of the dentist but he made me comfortable even with all my fidgeting. I have more work to be done but so far so good. I will update as I go. 7/29/26. Today I went in for a checkup before proceeding with my treatment. I am confident that this will go smoothly. The doctor also has a plush tooth to squeeze if need be. Love this place. 8/20/26. Went in for my dental work. OMG, it was amazing. Amber assisted which made the experience go smoothly. I had not been to the dentist in a while and needed extensive work. It went well and I am awaiting my crowns. Will give another update when I get my crowns.
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Angela Fleming profile picture
Angela Fleming
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Amber was so kind. She knows how to clam a very nervous patient and do her job efficiently. Dr. Sagisi is very direct but kind in his delivery. Thank you
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Chris Amezquita profile picture
Chris Amezquita
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I had my very first visit at prestige today, and I couldn't be more impressed! As a new patient I was kinda scared to switch but glad I made it here. I got a cleaning done and they did a good job unlike other dental offices that I’ve been to.
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Isabelle Pruitt profile picture
Isabelle Pruitt
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Love it here ! Eveyone is very nice and accommodates your needs ! Enjoy my time here and will continue to come back !! Cute waiting room as well ! For every season!
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Yeli Padron profile picture
Yeli Padron
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I chose this dental office because I saw online that it had very good reviews and it was truly the best decision. From day one they focused on me with great dedication, all the staff is very kind and friendly, they make you feel at home. They care about your care and attention. I am very happy and pleased to come here.